New Health Care Benefits
Better Coverage Means Better Health Care For All
Did you know that starting in 2014 insurers will have to cover all essential health benefits? This means comprehensive care for you and your family. So what does that mean?
Essential health benefits include items in these 10 categories:
- Ambulatory patient services
- Maternity and newborn care
- Mental health and substance use disorder services, including behavioral health treatment
- Prescription drugs
- Emergency Services
- Rehabilitative and habilitative services and devices
- Laboratory services
- Preventive and wellness services and chronic disease management, and
- Pediatric services, including dental and vision care
Now, for those who currently have insurance, here are some of the benefits that are already in effect, and will continue with any new health care plan you buy:
- Young adults are now allowed to stay on their parents’ health insurance plan until they turn 26 years old. Learn more about young adult coverage.
- Preventive services such as mammograms and colonoscopies are now covered without charging a deductible, co-pay, or co-insurance. Yes, that means free. See the full list of free preventive services covered.
- No more lifetime limits on insurance coverage. No more pre-existing condition exclusions for children. Learn more about how the new healthcare law protects you.
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