Archive for July, 2013
Young & Healthy Need Coverage Too
July 31, 2013
When you’re young and healthy, the world can be yours to conquer. And when you’re young and healthy, you may think that you don’t need health insurance. But scan any local news outlet, and it’s clear that no one is invincible. Accidents happen every day—about 30,000 car accidents daily, according to the latest Census data. That’s about 11 million car accidents a year. Plus, more than 4 million accidents involve pedestrians. Because NOBODY crosses the street while texting or with headphones on, right? These are the kinds of worrisome things that keep moms up at night, by the way.
Take Ryan, who is young, carefree, and uninsured. A few weeks ago, he was in a car accident. Even though he was wearing a seat belt, he suffered a broken neck, and is now paralyzed. Without health insurance, each medical cost must now come out of his own pocket. His mom and dad had to set up a special fund to pay for the tens of thousands of dollars in hospital and medical bills for Ryan’s recovery–and pray for the kindness of friends and family to help.
These are just some of the health care inequities that the Affordable Care Act was designed to fix. No one should go bankrupt over medical bills. In this new video by healthcare.gov, it states that the average three-day hospital stay is $30,000 without insurance. Just a broken leg can run an uninsured person $7,500. Why risk it if you don’t have to?
Beginning in October, young people can choose a health insurance plan that fits their budget and their lifestyle. Many young adults can now stay on their parents’ family insurance plan until age 26. But if that’s not an option, then young people will have several choices available through the Health Insurance Marketplace. People under 30 or with limited incomes can get catastrophic coverage, which covers limited services such as hospitalizations and emergency care. But hey, before you sign up, be sure to compare all your coverage options first: You may find a comprehensive plan that’s affordable and gives you a lot more health care. The key word here? Choices. So whatever plan you choose, just get covered. Better to be protected from the unexpected—so you can go live your fabulous, young life to the fullest. And your mom will be able to sleep better at night.
How Women Benefit from the ACA
July 23, 2013
As of January 1st, being a woman will no longer be considered a pre-existing condition–all thanks to the Affordable Care Act.
This was the subject of a special #GetCovered Tweetchat with some of our partners: National Women’s Law Center, National Partnership for Women and Families, Moms Rising, Latina Institute, Planned Parenthood, Raising Women’s Voices and the National Women’s Health Network. Check out the Storify story, but here are some of the highlights:
- Did you know that 30% of all women have a pre-existing condition? Among them are pregnancy, c-sections, and gestational diabetes.
- As of January 1st, pregnancy, childbirth, and babies will be covered. That means prenatal visits, ultrasounds, as well as breastfeeding counseling, breast pumps and infant care. More well visits mean less sick visits.
- All women will have access to more than 20 preventative services, such as annual check-ups, blood pressure screenings, Pap smears, mammograms, and more. Best of all, they’re FREE. An ounce of prevention is worth a pound of cure. Check out National Partnership’s full list of preventative services.
- Young women will benefit from the Affordable Care Act. Beyond the ability to stay on their parents’ health insurance until age 26, there are lots of other options through the Health Insurance Marketplaces. Check out Planned Parenthood’s ACA at a Glance page and Raising Women’s Voices Campus Coverage page.
- Older women will also benefit from health care reform. The ACA begins to close the Medicare “donut hole,” which will save families money. In addition, the ACA provides assistance to families taking care of elderly loved ones. Read the National Partnership for Women and Families fact sheet..
We look forward to having more Tweetchats on these important healthcare topics, so you get all the info you need before the Health Insurance Marketplaces open in October—so you too, can get covered in 2014!
Wham, Scam, No Thank You, Ma’am
July 15, 2013
Get Covered America is nonprofit, nonpartisan grassroots campaign focused on raising public awareness about these upcoming changes in the health care law. What our staff and volunteers care about is connecting you to the right resources so you can understand all of your health care options, and choose a health insurance plan that’s right for you. All of the details are still being determined, and every state will operate differently, but here’s what we know right now:
- Currently, the Department of Health and Human Services (HHS) has a website and toll-free hotline that can provide basic information in multiple languages at healthcare.gov
- Soon, there will be HHS-approved community-based organizations in every state in the country, which can help you understand the health insurance options available at your state’s Exchange or Marketplace. These trusted helpers may be called Navigators, In-Person Assisters (IPA), or Certified Application Counselors (CAC). No matter what their title, they will all be trained to give you impartial information about the full range of affordable health coverage options. As soon as these certified consumer assistance options are up and running, a full list of contact information for your state’s assisters will be available on healthcare.gov or through their toll-free hotline.
- Get Covered America’s website is still being built, and soon will be able to give you more information as it becomes available. Meanwhile, if there’s a local field team in your state, come to one of our events. (Check out our event map!)
But anytime there’s something new on the market, there are going to be scammers. So the the latest news about “Obamacare Scammers” trying to take advantage of what everyday Americans might not know about the Affordable Care Act, and turn a profit off them comes as little surprise. But stick with us, kids: Get Covered America’s got your back.
Rest assured, whether you sign up on our website, or meet a staffer or volunteer in your neighborhood, no one will ever try to sell you a bogus plan, or ask you for credit card information. That’s not how we roll. Some simple advice for now? Hold onto your wallets and pocketbooks! There’s still plenty of time for you to get covered by January 1, 2014. And we’ll get you the info you need to get you there.
The bottom line: Get Covered America is here to help—no strings attached.
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