Archive for October, 2015

Less Than One Month Until Open Enrollment: What Every Texan Needs to Know to Get Covered and Stay Covered

October 13, 2015

November 1 is the first day of the third open enrollment period for the Affordable Care Act, which runs until January 31. During this time, Texans will have the opportunity to enroll in quality, affordable health coverage or renew their plan if they already have coverage through the Health Insurance Marketplace.

As of June 2015, over 940,000 Texans were enrolled in coverage through the Marketplace, providing them with the peace of mind that comes with protecting themselves and their families. This coming open enrollment period is the next opportunity Texans have to take advantage of the coverage options available through the Affordable Care Act —or potentially face a fine for going without health insurance.

Here are five things every Texan needs to know about the upcoming open enrollment period:

 

1. Open enrollment begins on November 1.

Thousands of Texans have enrolled in coverage through the Affordable Care Act and on November 1, the Marketplace will reopen until January 31, 2016. During this time, uninsured Texans will be able to enter the Health Insurance Marketplace and select a plan that fits their needs and budget. Texans who currently have coverage through the Marketplace will also have an opportunity to shop the new options available and find the best plan for them. If you don’t have health insurance or need to renew your plan, November 1 is your chance to find a plan you can afford.

 

2. 84% of Texans got financial help to make their plan more affordable!

For many Texans, affordability is a real concern in their health care decision-making. In the past, high premium costs have forced many to go without health insurance simply because they couldn’t afford it.

The good news is that financial assistance is available to help you pay for your plan – making it truly affordable. In fact, 84% of Texans received financial assistance to make their plan more affordable, and the average Texan who received financial assistance paid $72 per month for their coverage. To find what you could qualify for through the Affordable Care Act, you can check out the Get Covered Calculator tool at www.getcoveredamerica.org/calculator.


3.  In-person help is available to help you understand your options and enroll in a plan.

The enrollment process can be confusing for many, especially if you’ve gone a long time without coverage. Luckily, there is free, in-person enrollment help available in your area. These are unbiased experts in your community who are certified to sit down with you, explain your options, and help you make the best coverage decision for you and your family. They can also help you renew your plan if you’re already insured through the Affordable Care Act and want to keep your coverage. You can find someone near you by using the Get Covered Connector tool at www.getcoveredamerica.org/connector.


4. Plans and prices change every year, and now you can now compare your options easily.

Everybody’s needs and financial situations are different, and the wide variety of plans can be intimidating. During the third enrollment period, Get Covered America will launch the Get Covered Plan Explorer, a free web-based plan comparison tool that can provide you with up-to-date and easy to understand information on your health coverage options.

By answering a few simple questions about your household, the Plan Explorer will generate a list of available plans that meet your needs – including the plans that cover your doctors and prescriptions. The tool also takes into account the monthly premium and estimated out-of-pocket costs, so you’ll have a good idea of what you’ll pay throughout the year. Using side-by-side comparisons, you can be confident that you’re choosing the plan that best fits your needs and your budget.

 

5.  You may face a fine come tax time if you remain uninsured.

This third enrollment period is an opportunity to not only gain access to quality affordable healthcare for you and your family, but to also avoid paying a fine when you file your taxes. If you do not enroll in a plan by the deadline of January 31, 2016, you could face a fine of $695 or 2.5% of your yearly income, whichever is greater. The fine will increase each year, making it more and more costly to delay complying with the law – on top of having to pay for health services without coverage during the year. A savings of $695 or more could better serve you and your family by purchasing a plan with free preventative care, prescription drug coverage, and other essentials for a healthy life.

November 1 marks an exciting opportunity for Texans who need to find or renew their health insurance. With these five simple facts, you can prepare for open enrollment and take action to protect yourself and your family with quality, affordable health coverage. And don’t forget that if you don’t enroll by January 31, you might face a fine – so be sure to act right away.

You can learn more about the Affordable Care Act, your coverage options, and how you can help your friends and family get covered at www.getcoveredamerica.org.

Follow us on Twitter: @GetCoveredTX




Almost 700,700 Texans Gained Insurance in 2014

October 8, 2015

U.S. Census Bureau announcement shows 3% drop in the uninsured rate of Texans

September’s announcement from the U.S Census Bureau that 700,690 more Texans got health coverage in 2014 reaffirms what we’ve long known to be true and have witnessed firsthand on the ground: uninsured Texans are eager to enroll in new, affordable coverage options. Across the state, the Affordable Care Act is making quality health coverage more accessible for every community, especially for low income families and communities of color. Across Texas, there were several counties that had a decrease over 5% (Bastrop, Coryell, El Paso, Guadalupe, Hunt, Victoria and Wichita).

While the percentage of Texans without health insurance declined to 19.1 percent, from 22.1 percent in 2013, Texas still has the highest percentage of uninsured as well as the biggest raw number of uninsured at 5,047,000. Texas also had nine counties see their number of uninsured increase. The increase could be attributed to marketplace fluctuation, which is typical and expected across the industry as consumers join and leave the Marketplace throughout the year as they experience different life events, like getting a new job, moving to a new state, or becoming eligible for Medicaid or Medicare. The impact of these factors vary depending on the demographics of certain communities, so it’s tough to speculate on variances between counties. More importantly, the data shows thousands of Texans are now covered.

Change in Uninsured Rate by County, Texas

County 2014 uninsured % 2013 uninsured % % decrease
Angelina County, Texas

20.1

22.6

2.5

Bastrop County, Texas

18.7

25.6

6.9

Bell County, Texas

12.9

15.7

2.8

Bexar County, Texas

16.3

19.6

3.3

Bowie County, Texas

17.4

15.3

-2.1

Brazoria County, Texas

12.4

17.5

5.1

Brazos County, Texas

15.3

16

0.7

Cameron County, Texas

31.7

32.4

0.7

Collin County, Texas

11

14.9

3.9

Comal County, Texas

12.9

17.8

4.9

Coryell County, Texas

8.2

15.7

7.5

Dallas County, Texas

22.9

27.2

4.3

Denton County, Texas

13.6

15.7

2.1

Ector County, Texas

21.6

24.4

2.8

Ellis County, Texas

18.1

19.4

1.3

El Paso County, Texas

22.8

28.4

5.6

Fort Bend County, Texas

12.1

15

2.9

Galveston County, Texas

17

16.8

-0.2

Grayson County, Texas

17.5

17.2

-0.3

Gregg County, Texas

19.1

21.8

2.7

Guadalupe County, Texas

13.7

20

6.3

Harris County, Texas

22

25.4

3.4

Harrison County, Texas

18.2

18.5

0.3

Hays County, Texas

17.8

16.4

-1.4

Henderson County, Texas

24.7

21.1

-3.6

Hidalgo County, Texas

32.2

36.4

4.2

Hunt County, Texas

18.2

24.1

5.9

Jefferson County, Texas

22.6

21.7

-0.9

Johnson County, Texas

18.4

20.9

2.5

Kaufman County, Texas

19

18.2

-0.8

Liberty County, Texas

21.7

23.3

1.6

Lubbock County, Texas

16.2

19.3

3.1

McLennan County, Texas

17.2

18.3

1.1

Midland County, Texas

20

23.8

3.8

Montgomery County, Texas

14.2

17.8

3.6

Nacogdoches County, Texas

23

23.7

0.7

Nueces County, Texas

18.3

21

2.7

Orange County, Texas

14.3

15.3

1

Parker County, Texas

13.1

15.9

2.8

Potter County, Texas

22.8

23.8

1

Randall County, Texas

13.2

12.1

-1.1

Rockwall County, Texas

9.5

12.6

3.1

San Patricio County, Texas

18.9

20.7

1.8

Smith County, Texas

19.9

21.7

1.8

Tarrant County, Texas

17.8

20.7

2.9

Taylor County, Texas

16.1

19.3

3.2

Tom Green County, Texas

20.2

19.9

-0.3

Travis County, Texas

16.5

18.2

1.7

Victoria County, Texas

16.6

22

5.4

Walker County, Texas

14.1

15.7

1.6

Webb County, Texas

31.1

34.5

3.4

Wichita County, Texas

12.9

19.5

6.6

Williamson County, Texas

10.9

14.4

3.5

 

Moving into the third open enrollment period that begins on November 1, Enroll America will continue working with our partners across Texas to reach the remaining uninsured and helping them get enrolled. Nine out of 10 marketplace enrollees are getting financial help to pay for their plans, and Get Covered Calculator will continue to offer them a quick estimate of their potential premium and tax credit.

Free, in-person help is available in their neighborhood, and that they can make an appointment with an expert using the Get Covered Connector – they can even choose a Spanish-speaking assister if they would prefer. According to our data, consumers who got help were 60% more likely to successfully enroll than those who didn’t.

Every uninsured Texan should know that there are resources available to help them answer their questions and protect their family with quality health coverage.




1 Month Until Open Enrollment: What every Ohioan Needs to Know to Get Covered and Stay Covered

October 1, 2015

COLUMBUS, OH — Today marks 1 month out from November 1, which is the first day of the third open enrollment period for the Affordable Care Act. From November 1 to January 31, Ohioans will have the opportunity to  enroll in quality, affordable health coverage or renew their plan if they already have coverage through the Health Insurance Marketplace.

As of June 2015, over 188,000 Ohioans were enrolled in coverage through the Marketplace, providing them with the peace of mind that comes with protecting themselves and their families. This coming open enrollment period is the next opportunity Ohioans have to take advantage of the coverage options available through the Affordable Care Act —or potentially face a fine for going without health insurance.

Here are five things every Ohioan needs to know about the upcoming open enrollment period:

1. Open enrollment begins on November 1.

Thousands of Ohioans have enrolled in coverage through the Affordable Care Act and on November 1, the Marketplace will reopen until January 31, 2016. During this time, uninsured Ohioans will be able to enter the Health Insurance Marketplace and select a plan that fits their needs and budget. Ohioans who currently have coverage through the Marketplace will also have an opportunity to shop the new options available and find the best plan for them. If you don’t have health insurance or need to renew your plan, November 1 is your chance to find a plan you can afford. For those who are eligible for Medicaid, they can enroll in the program year-round.

2. 84% of Ohioans got financial help to make their plan more affordable!

For many Ohioans, affordability is a real concern in their health care decision-making. In the past, high premium costs have forced many to go without health insurance simply because they couldn’t afford it.

The good news is that financial assistance is available to help you pay for your plan – making it truly affordable. In fact, 84% of Ohioans received financial assistance to make their plan more affordable. To find what you could qualify for through the Affordable Care Act, you can check out the Get Covered Calculator tool atwww.getcoveredamerica.org/calculator.

3. In-person help is available to help you understand your options and enroll in a plan.

The enrollment process can be confusing for many, especially if you’ve gone a long time without coverage. Luckily, there is free, in-person enrollment help available in your area. These are unbiased experts in your community who are certified to sit down with you, explain your options, and help you make the best coverage decision for you and your family. They can also help you renew your plan if you’re already insured through the Affordable Care Act and want to keep your coverage. You can find someone near you by using the Get Covered Connector tool at www.getcoveredamerica.org/connector.

4. Plans and prices change every year, and now you can now compare your options easily.

Everybody’s needs and financial situations are different, and the wide variety of plans can be intimidating. During the third enrollment period, Get Covered America will launch the Get Covered Plan Explorer, a free web-based plan comparison tool that can provide you with up-to-date and easy to understand information on your health coverage options.

By answering a few simple questions about your household, the Plan Explorer will generate a list of available plans that meet your needs – including the plans that cover your doctors and prescriptions. The tool also takes into account the monthly premium and estimated out-of-pocket costs, so you’ll have a good idea of what you’ll pay throughout the year. Using side-by-side comparisons, you can be confident that you’re choosing the plan that best fits your needs and your budget.

5. You may face a fine come tax time if you remain uninsured.

This third enrollment period is an opportunity to not only gain access to quality affordable healthcare for you and your family, but to also avoid paying a fine when you file your taxes. If you do not enroll in a plan by the deadline of January 31, 2016, you could face a fine of $695 or 2.5% of your yearly income, whichever is greater. The fine will increase each year, making it more and more costly to delay complying with the law – on top of having to pay for health services without coverage during the year. A savings of $695 or more could better serve you and your family by purchasing a plan with free preventative care, prescription drug coverage, and other essentials for a healthy life.

November 1 marks an exciting opportunity for Ohioans who need to find or renew their health insurance. With these five simple facts, you can prepare for open enrollment and take action to protect yourself and your family with quality, affordable health coverage. And don’t forget that if you don’t enroll by January 31, you might face a fine – so be sure to act right away.

You can learn more about the Affordable Care Act, your coverage options, and how you can help your friends and family get covered at www.getcoveredamerica.org.




Get Started

Sign up to learn more about your health insurance options

Your Health. Your Choice.

Enroll Now

We're here to help you on your journey to get covered. We’ll connect you to your state's Health Insurance Marketplace and let you know what to expect once you get there.

Get Enrolled

About Us

Our passionate staff is dedicated to helping people learn their health insurance options.

Volunteer With Us

Get Covered America is a grassroots campaign powered by volunteers. Sign up now to volunteer!

Image of an assister helping someone get enrolled with health insurance

Partner with Us

If you're an organization interested in partnering with us, you can learn about opportunities here.