Archive for June, 2016
Immigrant Families Can Get Covered, Too!
June 23, 2016
If you moved to the United States from another country, welcome! Let’s talk about health insurance options for you and your family. Health insurance helps protect you (and your wallet) in case an unexpected illness or injury happens.
If you’re a U.S. citizen or you’re a lawfully present immigrant, you could sign up for a health insurance plan through the health insurance marketplace during open enrollment. That means you could qualify for financial help to lower your monthly costs — some folks could even qualify for free or low-cost coverage.
If people in your household have different immigration statuses, those who are lawfully present can enroll through the marketplace. Family members who do not apply for coverage in the marketplace will not be asked about their immigration status.
If you or someone in your family moves to the U.S. or their immigration status changes, they could qualify for a special enrollment period. That means they’ll have a 60-day window to enroll if they qualify.
There are a few facts you should know about marketplace plans:
- Financial help is available to those who qualify.
- You can get free, in-person help with your application. In many areas, you can get help in a language other than English.
- All plans offered in the marketplace must cover the important stuff: doctor visits, emergency care, maternity care, free preventive care, and much more.
- You cannot be turned down for health insurance based on a family member’s immigration status. And the information you provide to the marketplace cannot be used for immigration enforcement.
The marketplace opens for business starting November 1st, 2016 — mark your calendar, and get ready to get covered!
A Little Tip for New Dads
June 8, 2016
Parenthood comes with a lot of joy-filled moments, sleepless nights, and everything between. There’s also a lot of new stuff to figure out. This Father’s Day, we want to make sure that new and expecting dads know this: Having a baby or adopting a child gives you a special 60-day window to get covered through the marketplace.
Babies need a lot of care to make sure they get the shots they need and everything’s on track. Without health insurance, medical bills could add up fast. With health insurance, you can rest a little easier knowing that you and your baby are covered. Here’s what you need to know:
If you don’t already have health insurance, the whole family can get covered within 60 days of a birth or adoption. And you could qualify for financial help (sometimes your kids can get free or low-cost coverage even if you don’t qualify).
If you do have health insurance, you should update your marketplace account within 60 days of the birth or adoption. The amount of your financial help could change. You can add your baby to your current plan or shop for a new plan that better fits your new situation.
With health insurance, you’ll be one step closer to earning your “World’s Greatest Dad” coffee mug. And all you have to do is make an appointment to apply and get covered within 60 days of your bundle of joy’s arrival!
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