Covered together at last

November 15, 2013

Rita Rizzo and Lou Vincent, from Akron, Ohio, have built a comfortable life together paycheck by paycheck despite one missing piece – affordable health care.

That’s because they’ve been denied health insurance for a decade due to pre-existing conditions. Years ago, Rita had surgery for a hip replacement for which she no longer needs treatment. Lou has diabetes and also takes medicine for high blood pressure.

Rita was recently able to find insurance, but at a steep premium of $400 per month, and an even steeper $6,000 deductible. Meanwhile, Lou hasn’t had any coverage. He pays $170 each month for his blood pressure medicine alone. Rita knew the arrangement just wasn’t sustainable as they get older, but she was growing tired of the rejections from health insurance plans.

But when the Health Insurance Marketplace opened, their pre-existing conditions were no longer a barrier. The couple qualified for a subsidy that dropped their monthly premium down to just $184. That’s only a bit more than what they currently pay each month just for Lou’s medicine.

Finally, Rita and Lou are covered together — at a price they can afford. Imagine their relief.

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