When can I sign up for health insurance?

The 2017 marketplace enrollment period is closed for the year. After this date, certain changes in your life, called “qualifying life events,” might allow you to sign up for health insurance through the marketplace outside of the normal open enrollment period (called a “Special Enrollment Period”).

Qualifying life events could include:

  • Getting married
  • Having a baby or adopting a child
  • Moving outside of your coverage area
  • A loss of coverage (like when you graduate, turn 26 and lose your parent’s coverage, change jobs, go through a divorce, or have a death in the family)
  • Certain changes to your income
  • A change in your immigration status
  • Experiencing a Marketplace error, an issue with your Medicaid qualification, or other complicated cases

If you think you might qualify for a special enrollment period, visit HealthCare.gov as soon as possible after experiencing one of these events, and report a life change. In most cases, you have 60 days from the event to sign up for a new plan or change your current plan.

If you qualify for your state’s free health insurance program (called Medicaid in some states), you can sign up at any time.

For more information, visit HealthCare.gov.

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