When can I sign up for health insurance?
The marketplace closed on January 31st, 2016. It will reopen in late 2016. But there are several situations that could allow you to get covered in the meantime.
Certain changes in your life, called “qualifying life events,” might allow you to sign up for health insurance through the marketplace outside of the normal open enrollment period.
Qualifying life events could include:
- Getting married
- Having a baby or adopting a child
- Moving outside of your coverage area
- A loss of coverage (like when you graduate, turn 26 and lose your parent’s coverage, change jobs, go through a divorce, or have a death in the family)
- Certain changes to your income
- A change in your immigration status
- Experiencing a Marketplace error, an issue with your Medicaid qualification, or other complicated cases
If you think you might qualify for a special enrollment period, log into your state’s marketplace (or create an account if you’re new) as soon as possible after experiencing one of these events, and report a life change. In most cases, you have 60 days from the event to sign up for a new plan or change your current plan.
If you qualify for your state’s free health insurance program (called Medicaid in some states), you can sign up at any time.
If these do not apply to you, sign up and we’ll be sure to send you reminders when the marketplace reopens for 2017 coverage!
Sign up to learn more about your health insurance options
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