Getting Hitched? Here’s What Ohio Newlyweds Need to Know About Getting Covered
June 8, 2015
COLUMBUS, OH – With June being the most popular month for weddings, Ohioans planning to walk down the aisle this month should know that after they get married, they can get quality affordable health coverage through the Affordable Care Act.
Until open enrollment begins again in the fall, Ohioans who experience a “qualifying life event” throughout the year, like getting married, might be eligible to sign up for health coverage through a special enrollment period. Before saying “I do,” here are a few things couples should know:
- You have 60 days to sign up. The special enrollment period will start the day you get married and end 60 days later, so you’ll have time to sign up after the honeymoon. Just be sure to check out your options and pick a plan during that time-limited window.
- You and your spouse have options. After you join your lives together, you have the option to join health insurance plans as well. During the special enrollment period, you can change your existing plan, sign up for a new plan, add dependents to your plan, join your spouse’s plan or add them to yours.
- You could get help paying for your plan. In fact, 85% of Ohioans who enrolled during the last open enrollment period received financial assistance that reduced the cost of their plan. You might even qualify for free or low-cost coverage through Medicaid. So you can find a plan that fits the needs and budget of your family.
- If you don’t have health insurance, you might have to pay a fine. The fine for not being covered in 2015 is to $325 per adult or 2 percent of your income – whichever is greater. And that’s not accounting for the cost of care you might have to pay if you get sick or injured without coverage. Having health coverage will help you start out your new lives on a strong financial foundation, so you can focus on buying a house or growing your family.
In Ohio, Get Covered America is working with faith leaders across the state to incorporate this information into their work to help newlyweds understand their health options and get covered.
Other life events like moving, having or adopting a child, or losing health coverage, among other circumstances, also could allow Ohioans to enroll through a special enrollment period. If you think you might be eligible to enroll through a special enrollment period, or year-round Medicaid, you can schedule a free appointment with an enrollment expert by visiting the Get Covered Connector athttp://www.getcoveredameria.org/connector.
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