Making Health Insurance More Affordable
November 18, 2014
Millions of Americans have already signed up for health insurance with financial help — which helps them cover their monthly cost.
But many people don’t know this: Depending on your income, you might qualify for a health insurance plan with even lower out-of-pocket costs.
Out-of-pocket costs are the portion of health care costs you are responsible for, including your deductible, co-pay, and co-insurance.
If you qualify for lower out-of-pocket costs (sometimes called “cost sharing reductions”), you’ll see special Silver plans when you shop in the Marketplace. That means you could pay lower co-pays, lower deductibles, and lower co-insurance.
If you qualify, you might get a better deal with a Silver plan than with a Bronze plan. That’s why it’s important to weigh all your options. And if you’re stumped, no worries — in-person help is available.
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