Making Health Insurance More Affordable

November 18, 2014

Millions of Americans have already signed up for health insurance with financial help — which helps them cover their monthly cost.

But many people don’t know this: Depending on your income, you might qualify for a health insurance plan with even lower out-of-pocket costs.

Out-of-pocket costs are the portion of health care costs you are responsible for, including your deductible, co-pay, and co-insurance.

If you qualify for lower out-of-pocket costs (sometimes called “cost sharing reductions”), you’ll see special Silver plans when you shop in the Marketplace. That means you could pay lower co-pays, lower deductibles, and lower co-insurance.

If you qualify, you might get a better deal with a Silver plan than with a Bronze plan. That’s why it’s important to weigh all your options. And if you’re stumped, no worries — in-person help is available.

See what you could qualify for!

Get Started

Sign up to learn more about your health insurance options

Your Health. Your Choice.

Enroll Now

We're here to help you on your journey to get covered. We’ll connect you to your state's Health Insurance Marketplace and let you know what to expect once you get there.

Get Enrolled

About Us

Our passionate staff is dedicated to helping people learn their health insurance options.

Volunteer With Us

Get Covered America is a grassroots campaign powered by volunteers. Sign up now to volunteer!

Image of an assister helping someone get enrolled with health insurance

Partner with Us

If you're an organization interested in partnering with us, you can learn about opportunities here.