For Mark and Elisabeth, “affordable” is an understatement

November 12, 2013

The new options now available through the Health Insurance Marketplace were always meant to be affordable. For Mark and Elisabeth Horst, “affordable” is an understatement.

Mark and Elisabeth are just two out of millions of Americans who qualify for quality coverage in the Marketplace for free.

The couple, both full-time artists from Albuquerque, New Mexico, had been paying about $250 each month for a health insurance plan that barely covered their needs. When their insurer notified them their plan would no longer be offered after December, they went to shop for coverage in the Health Insurance Marketplace. They were delighted to discover that they could choose a new health insurance plan that gives them more security and, after the financial assistance that was available to them, comes with zero dollars in monthly premium payments.

Shopping for a plan in the Marketplace is all about finding an option that fits your needs and your budget. For Mark and Elisabeth, who are both relatively healthy, a cheaper plan that came with higher out-of-pocket costs if they needed care made sense. For many others, it will be worth paying slightly more each month for a plan that offers lower out-of-pocket costs.

The best part is, it’s entirely up to you. To get started, get an estimate of what your monthly premium might be with our Get Covered Calculator.

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