What type of plan is right for me?

Health insurance plans in the Marketplace are grouped into four categories so you can compare your options easily: Bronze, Silver, Gold, and Platinum. The different plan categories offer different levels of coverage to fit different situations.

Use the sliders to see what kind of plan might be right for your needs and your budget.

How much would you pay for insurance a month?

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Keep my costs as low as possible Would pay more if I could save overall

How often do you use health care services?*

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I'm pretty healthy and rarely need care I need a lot of health care
*How often do you typically need a prescription or to visit the doctor for non-preventive services? All preventive care like annual checkups, vaccinations, and blood pressure screenings are covered for free.

More Plan Information

Bronze Plans

With a Bronze plan, you can expect lower monthly costs, but you’ll likely pay more when you visit the doctor or fill a prescription. If you don’t visit the doctor often or need a lot of prescription drugs, a Bronze plan will likely offer the most savings for you. On average, Bronze plans cover 60% of medical costs, and you will pay about 40%. If you already have a doctor or hospital you like, you can see if they are included in a plan before you sign up. The same goes for any prescriptions you use. Ready to get started?

Silver Plans

With a Silver plan, you can expect lower monthly costs than a Gold plan, but more coverage and benefits than a Bronze plan. If you don’t visit the doctor often or need a lot of prescription drugs, a Silver plan will likely fit your needs. On average, Silver plans cover 70% of medical costs, and you will pay about 30%. If you already have a doctor or hospital you like, you can see if they are included in a plan before you sign up. The same goes for any prescriptions you use. 

If your income is below a certain level (below $29,175 for an individual or $59,625 for a family of four) and you choose a health plan from the Silver plan category, you may qualify for help with out-of-pocket costs. (Out-of-pocket costs are the costs that your insurance doesn’t cover that you have to pay when you visit the doctor or fill a prescription.) If you qualify, the prices you see for Silver plans will reflect lower out-of-pocket costs, such as lower co-pays. A Silver plan with lower out-of-pocket costs will often be a better deal for you than a Gold or Platinum plan. Ready to get started?

Gold Plans

With a Gold plan, you can expect higher monthly costs, but you’ll likely pay less for doctor visits and prescriptions. If you visit the doctor often and/or need a lot of prescription drugs, a Gold plan will likely offer the most savings for you. On average, Gold plans cover 80% of medical costs, and you will pay about 20%. If you already have a doctor or hospital you like, you can see if they are included in a plan before you sign up. The same goes for any prescriptions you use. Ready to get started?

Platinum Plans

If you are willing to spend more to get the most coverage and benefits available, a Platinum plan might make the most sense for you. You can expect higher monthly costs, but you’ll pay less for doctor visits and prescriptions. If you visit the doctor often and/or need a lot of prescription drugs, a Platinum plan will offer the most savings for you. On average, Platinum plans cover 90% of medical costs, and you will pay about 10%. If you already have a doctor or hospital you like, you can see if they are included in a plan before you sign up. The same goes for any prescriptions you use. Ready to get started?