Get Covered America’s #GotCovered Series: Financial Assistance Means Healthy Families With Healthy Budgets

Enrollees are finding ‘super savings’ on health insurance policies with financial assistance available through healthcare.gov.

FOR IMMEDIATE RELEASE
Thursday, January 16, 2014
CONTACT: Justin Nisly
Press@enrollamerica.org | 202-601-2494

Washington, DC – When making any purchase, value is the first concern for shoppers. That’s why consumers in the new Health Insurance Marketplace are excited to find insurance coverage that keeps their families healthy and their budgets in the black. This week, Get Covered America is highlighting ‘super savers’ who are finding insurance with premium assistance that’s available based on their income. About 6 in 10 in the Marketplace can find coverage that costs $100 or less a month. Those who don’t qualify for assistance are also finding savings by shopping plans with lower deductibles or more comprehensive coverage for regular medical costs. For uninsured Americans like Joe and his family, this opportunity means everything. Our previous #GotCovered stories are available here.

Joseph Romzek – Troy, MI

Among Joe’s many worries when his employer unexpectedly down-sized this fall was the cost of finding health insurance for his family of four. His employer offered to partially cover COBRA continuation insurance as he searches for a new job, but that coverage was over $1600 a month, which he just couldn’t fit into his budget without a steady income. Having tried to shop the private market years ago, he thought his prospects for finding a better deal were dim until he applied for the Health Insurance Marketplace in November.

Joe says the insurance he found was well worth the time he spent on the hotline and navigating early HealthCare.Gov glitches. When he last shopped the private market in 2007 for him and his family, Joe was quoted premiums around $1300 a month, but the policy excluded family members with pre-existing conditions. The difference now? Financial assistance available through the marketplace brought their new silver level insurance policy down to $88 a month. Better yet, the whole family is covered – no exclusions for pre-existing conditions. With their savings, he was able to add a separate dental insurance plan. Joe is excited to revisit the marketplace with a new income estimate once he finds a new job. Until then, health insurance is one less worry for the Romzek family.

See more #SuperSavers stories on Get Covered America’s blog:

Ohio: Sally and her son are saving over $600 each month by enrolling for new coverage.

Michigan: With her new policy, Amy estimates savings of $10,000 in 2014.

Colorado: Health care certainty will cost Rebecca just $12 a month.

New Mexico: For Mark and Elisabeth, “affordable” is an understatement.

About Get Covered America and Enroll America

Get Covered America is a national campaign of Enroll America that is focused on educating consumers about the benefits of health coverage and the new health insurance available under the Affordable Care Act. With operations in eleven states (AZ, FL, GA, IL, MI, NC, NJ, OH, PA, TN and TX), our grassroots team is powered by passionate staff and volunteers with one motivating goal: to give Americans the information they need to choose an affordable health insurance plan that’s right for them and their families.

Enroll America is the nation’s leading health care enrollment coalition, bringing together community and health organizations, businesses and others to inform consumers about the new health coverage options and how to enroll in them. It is an independent, nonpartisan, nonprofit 501c(3) organization.

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For more information on Enroll America and its efforts, visit www.EnrollAmerica.org.

Go to www.GetCoveredAmerica.org to understand how the new health care law will affect you and your family.

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