Get Covered America’s #GotCovered Series: Two Women Found Coverage That Will Keep Them Healthy

The insurance Ann Delap of Knoxville, TN and Sharon Jenkins of Philadelphia, PA found in the new Health Insurance Marketplaces doesn’t discriminate because of pre-existing conditions and it covers important preventive care.

FOR IMMEDIATE RELEASE
Thursday, December 5, 2013
CONTACT: Justin Nisly
Press@enrollamerica.org | 202-601-2494

Washington, DC — Get Covered America’s weekly #GotCovered series highlights consumers who have found coverage that fits their needs and their budget through the new Health Insurance Marketplaces. This week focuses on pre-existing conditions and the important role preventive care plays in health insurance. Thanks to the Affordable Care Act, no one can be discriminated against due to a pre-existing condition. Moreover, important preventive care coverage is also included under the law. Already 71 million Americans with private insurance have received expanded coverage of one or more preventive services in 2011 and 2012 thanks to the Affordable Care Act. For many, including Ann Delap and Sharon Jenkins, this will be an important cornerstone of their coverage. Our previous #GotCovered stories are available here.

Sharon Jenkins, Philadelphia, PA

Sharon lost her coverage when she was laid off in July. Fortunately, she had some time to prepare, so she scheduled doctors’ visits before her coverage ended. When the marketplace opened on October 1, Sharon was eager to start the enrollment process. Sharon encountered glitches, but she remained patient because she knew she had time before the December deadline to enroll in coverage to start in January. Relying on the hotline for help with the process as the website improved, she was eventually able to shop and enroll in coverage midway through November.

For Sharon, her real concern throughout the process were pre-existing conditions her family knows all too well—high blood pressure and diabetes. While Sharon is taking medication for high blood pressure, she’s diligently avoided a diabetes diagnosis that both her father and brother received over the years. When she completed her marketplace application, she was thrilled that her high blood pressure wasn’t going to deny her the insurance that would help her manage it with medication and regular screenings. High blood pressure and pre-existing conditions weren’t even questions on the form. In Sharon’s mind, that’s the point of insurance — to help her manage her health responsibly before it becomes an expensive problem. When she receives her invoice from her new insurer, Sharon will pay about $40 in premiums after her tax credit for gold tier coverage.

Ann Delap, Knoxville, TN

Ann is self-employed and has gone without health insurance for six years until she signed up for coverage through the new Health Insurance Marketplace. After working with her former company for 27 years, Ann said it wasn’t easy taking on all her own business expenses at once—everything from paper clips to personal health insurance. While Ann has always considered herself perfectly healthy, she was hospitalized from complications due to food poisoning in 2010 and it took a bite out of her savings. Ann says as she gets older, health insurance is becoming a priority.

It took a little perseverance, but Ann found a silver tier plan on HealthCare.Gov with a monthly premium of $116 after her tax credit. Ann will schedule her first doctor’s visit in January so she can receive her annual mammogram. She is most excited by the idea of more affordable preventive care, and the fact that her insurer has a program that will discount her YMCA membership—something she uses regularly. For Ann, insurance will help her maintain the healthy lifestyle she’s worked hard for.

About Get Covered America and Enroll America

Get Covered America is a national campaign of Enroll America that is focused on educating consumers about the benefits of health coverage and the new health insurance available under the Affordable Care Act. With operations in eleven states (AZ, FL, GA, IL, MI, NC, NJ, OH, PA, TN and TX), our grassroots team is powered by passionate staff and volunteers with one motivating goal: to give Americans the information they need to choose an affordable health insurance plan that’s right for them and their families.

Enroll America is the nation’s leading health care enrollment coalition, bringing together community and health organizations, businesses and others to inform consumers about the new health coverage options and how to enroll in them. It is an independent, nonpartisan, nonprofit 501c(3) organization.

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For more information on Enroll America and its efforts, visit EnrollAmerica.org.

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