Special Enrollment Period

June 18, 2014

Are you still without health insurance? You may still have an opportunity to get covered! While the open enrollment period to enroll in health insurance is now closed, there is still an opportunity to enroll in health coverage for many New Jersey residents. If you have recently experienced a life changing event you could be eligible to enroll in health insurance during the Special Enrollment Period (SEP) which is happening right now! A life changing event that may make you eligible in insurance today can include the following life events:

  • Marriage or Divorce
  • Birth or adoption of a childSEP Photo
  • Change of career
  • Loss of other job-based health coverage
  • Change in income
  • Move to a different state
  • And many others!


The great news is that you also may be eligible for financial assistance. In fact, 84 percent of New Jerseyans who have enrolled in coverage through the Marketplace received financial help!

If you need more help understanding what defines a “life event” please check out this new tool at https://www.healthcare.gov/screener/. CMS created this new screening tool to help consumers like you find out if they are eligible for coverage during the special enrollment period or if they are eligible for Medicaid and or CHIP (which offer enrollment year-round). The screener tool is also available in Spanish.

NOTE! Individuals who have experienced a qualifying life event MUST enroll in health insurance 60 DAYS after the event has occurred or they will no longer be eligible. If you neglect to enroll within those 60 days, you must wait until Nov 15 when the next open enrollment period begins

Enroll America New Jersey’s team is here to provide information, support, and connect you with free, professional help to assist you in enrolling. To reach out to our staff and find local help in your neighborhood visit GetCoveredAmerica.org. For Spanish speaking residents visit GetCoveredAmerica.org/es .

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