Stay Covered: What Ohioans Who Got Covered Through Marketplace Should Know to Take Action and Renew Coverage
November 18, 2014
COLUMBUS, OHIO — With the Health Insurance Marketplace opening over the weekend, uninsured Ohioans now have the opportunity to enroll in quality, affordable health insurance. But along with the hundreds of thousands of people who stand to benefit from new coverage, there are over 154,000 Ohioans who enrolled through the Health Insurance Marketplace during the first enrollment period that should review their plan and decide if they want to make any changes for 2015.
That’s why the Get Covered America campaign in Ohio has been reaching out to both the uninsured and those who need to renew to relay a simple message: “Get covered. Stay covered.”
“With the Health Insurance Marketplace now open, Get Covered America is continuing to help the uninsured enroll for the first time, but we also have to make sure that the over 154,000 Ohioans who already got insured through the Marketplace are able to easily renew their coverage,” said Trey Daly State Director for the Get Covered America campaign. “It is critically important that anyone who got coverage during the first enrollment period review their options and update their information to ensure they enroll in the best plan for them and are receiving the correct amount of financial assistance to pay for their plan. The good news is that for most Ohioans, this will be an easier process that allows them to make the best decision for their needs and budget.”
Here’s what every Ohioan who got covered through the Marketplace needs to do to make sure they #StayCovered:
1. Update your marketplace account. By updating your personal and financial information, you can ensure you continue to receive the proper amount of the financial assistance that already makes 84% of Ohioan’s plan more affordable. Changes in your family – like the birth of a child, a marriage, a change in address, or other life-changing events – may also affect your financial assistance, so it’s important to keep all your personal information up-to-date.
2. Shop around and see what plans are available. The plans in your area may have changed, and there may now be a plan that better fits your needs and budget. In fact, the Marketplace estimates that there will be a 25% increase in the number of companies offering plans on the Marketplace nationwide, meaning you could find a more affordable plan, one that includes more of your doctors, or one that covers more services.
3. Lastly, pick a plan that’s right for you and your family! If your current plan is the best option, you can renew it. But if you find a better option to cover your needs, you can change your plan.
It’s also important to remember that for the smoothest transition to coverage, Ohioans should take action by December 15 so you can start 2015 with the security and peace of mind of health insurance. You just need to update your information, not start a whole new application, so the process will be easy for most Ohioans.
If you want to talk with an expert about your options or need help with your renewal, there is free, in-person enrollment help available right in your community. These are people certified to sit down with you, walk you through your options, and help you make the best coverage decision. You can find these assisters by visiting Get Covered America’s Get Covered Connector tool, entering your ZIP code, and locating someone near you.
Finally, Ohioans should remember that if they aren’t covered in 2015, they may have to pay a fine of at least $325.
In the coming weeks and months, the Get Covered America campaign will continue doing everything possible to reach the remaining uninsured while making sure the newly insured keep the peace of mind that comes with affordable coverage for the coming year.
Open enrollment runs from November 15 to February 15. You can learn more about the Affordable Care Act, your coverage options, and how you can get covered atwww.getcoveredamerica.org.
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